You Draft Contingencies for Everyone Else. Counsel, Where's Yours?
You help clients prepare for the unexpected — protecting their assets, businesses, and families when life takes an unforeseen turn. But who protects the people and responsibilities that matter most to you? As a lawyer, your income, expertise, and reputation are valuable assets. Life insurance can help provide financial protection for your family, support long-term goals, and create a financial safety net when you can no longer be there to provide for them.
You Argue Worst-Case Scenarios for a Living.
Every contract you draft has a termination clause. Every case theory anticipates the opposing argument. Force majeure, indemnification, hold harmless — contingency planning is the profession.
No employer benefits, no paid leave, no pension
So apply the same rigor to your own file: your income runs on billables, appearances, and closings. Solo or small-firm practice means kung hindi ka maka-hearing, maka-appear, maka-close, the fees stop. The lease on the office, the associates' salaries kung meron, the kids' tuition — those don't.
You've seen what an illiquid estate does to a family
You've seen it in probate work: what happens to families when the estate is illiquid, the assets are tied up, and the breadwinner left no instrument that pays out in weeks instead of years. You've administered that mess for clients. Res ipsa loquitur.
One Plan. Four Deliverables.
The same rigor you bring to your own practice, applied to your own family.
Your professional income, replaced. If something happens to you, your family receives enough to sustain the life your practice built — home secure, tuition uninterrupted, walang pinaghati-hatiang utang.
A buffer for the lean months. Professional income moves in cycles — big months, quiet months, delayed collections. Your plan builds cash value over time: accessible funds that bridge dry spells without touching the family's future.
Critical illness protection. A serious diagnosis pauses any practice. A lump-sum benefit on diagnosis funds treatment and replaces income while you recover — so you come back to your profession by choice, hindi dahil kailangan na kailangan.
Retirement your license can't give you. No firm pension, no GSIS, no employer fund. Part of every payment is invested and compounds toward the day you work because you want to, not because you have to.
Scaled to Your Practice
Exact figures depend on your age, income pattern, and goals — that's what the free assessment computes. Everything itemized, everything explained.
Foundation Plan
Core income protection + starter investment fund. The professional minimum.
- Core income protection
- Starter investment fund
Full Practice Plan
Most chosen.
- Larger coverage
- Critical illness protection
- An accelerated fund for education and retirement
Principal's Plan
Maximum protection and wealth-building for senior practitioners and principals in peak earning years.
- Maximum protection
- Wealth-building
Hi, I'm Roselle — Advisor to Professionals
I'm a licensed financial advisor with Pru Life UK, one of the country's most established life insurers, and self-employed professionals, lawyers, engineers, architects, doctors are the core of my practice. I understand irregular professional income, because I live on one too. My working style: I respect your time (20 minutes means 20 minutes), I show computations instead of flipcharts, and I never pressure. You assess evidence for a living — I just bring the evidence.
Three Steps, Zero Pressure
- 1
Book your free 20-minute assessment.
Video call or in person — before office hours, lunch, evenings, weekends. Around hearings, site inspections, and deadlines, hindi kabaligtaran.
- 2
Review your actual numbers.
Income replacement need, critical illness exposure, retirement projection on your timeline — itemized like a proper professional deliverable.
- 3
Decide on your own schedule.
Take the computation home. Discuss it with your spouse. Days or weeks — the numbers don't expire, and neither does my patience.
Questions You Might Be Asking
You Built a Profession. Now Build the Floor Under It.
Years of study, board exams, and practice built your name. Twenty minutes makes sure everything it provides is permanent.