You Cross Oceans for Your Family. Let's Make Sure They're Secure — Sakay Ka Man o Nasa Pantalan.
Protection and savings plans built for seafaring families — from ₱3,000/month, payable straight from your allotment. Free 20-minute assessment via video call, any time zone. Asawa mo ang nasa Pilipinas? She can attend — or handle it entirely. No pressure, no obligation.
The Truth Is, You Both Already Know This.
For the seafarer: no ship, no salary. For the spouse left at home: "if something happens to him out at sea, what happens to us?" Both worries share the same answer.
Sa marino: walang barko, walang sweldo
You earn well — better than most jobs on land ever could. But between contracts, the income stops but the tuition, the amortization, and the bills don't. One failed PEME — one finding sa medical — and the next contract disappears. Your body isn't just your health; it's the family's entire livelihood.
Sa asawang naiwan: the worry you rarely say out loud
You run everything — the budget, the kids, the house, the emergencies — while carrying: "Kung may mangyari sa kanya sa laot, o kung hindi na siya makasakay… paano kami?" The remittance built this life; you know exactly how fast it could unravel without it.
"Hanggang kailan?"
The question every seafaring couple asks during those late-night video calls. The answer to the income gaps, the medical risk, and the "last contract" dream is the same: a plan that turns your sea years into permanent security, whether the next contract comes or not.
One Plan. Four Anchors for Your Family.
Here's what one plan actually protects, contract after contract.
The remittance, protected. If something happens to you — at sea or at home — your family receives enough to keep their life intact: house paid, kids in school, walang utang, walang lipat.
A bridge between contracts. Your plan builds cash value over time — money you can access during vessel gaps or emergencies, so "waiting for the next contract" never means borrowing to survive.
Protection for your most valuable asset: your fitness to sail. Critical illness benefits pay out if a serious diagnosis ends or interrupts your seafaring career — the exact scenario SSS and company insurance cover least.
The "last contract" fund. Part of every payment is invested and grows — contract after contract, building the retirement fund that eventually lets you stay home for good.
Sized to Your Rank, Your Contract, and Your Timeline
Payable via salary allotment, auto-debit, or annual lump sum while on contract. Exact figures depend on your age, rank, and goals — that's what the free assessment computes.
Steady Course Plan
The minimum every seafaring family should have.
- Core income protection
- Starter investment fund
Full Ahead Plan
Most chosen by ratings and junior officers.
- Bigger coverage
- Critical illness protection
- A faster-growing fund for education and contract gaps
Captain's Legacy Plan
For officers and senior ratings maximizing peak earning years — accelerated wealth-building toward early retirement and a debt-free homecoming.
- Maximum protection
- Accelerated wealth-building
Hi, I'm Roselle — Advisor to Seafaring Families
I'm a licensed financial advisor with Pru Life UK, one of the country's most established life insurers, and seafaring families are a big part of my practice. I've seen families where the sea years became a house, a business, and an early retirement — and families where one medical finding erased everything. The difference was never luck. It was a plan.
My promise: I work around ship schedules and time zones, I explain everything in plain Tagalog or English, and I'm comfortable working with whichever of you handles the finances. Kayong dalawa ang magdedesisyon — trabaho ko lang na maging malinaw ang mga numero.
Three Steps — Kahit Nasa Kabilang Panig Ka ng Mundo
- 1
Book your free 20-minute assessment.
Video call sa oras na gising ka — kahit alas-tres ng madaling araw sa Pilipinas, game ako. On vacation? In person is even better. Your spouse can join from home on the same call — or take the meeting for you entirely.
- 2
See your family's actual numbers.
Protection needed, contract-gap buffer, kids' education timeline, and your "last contract" retirement target — computed clearly, sa currency na gusto n'yo.
- 3
Decide together, on your own time.
Pag-usapan n'yo sa susunod na video call n'yo. Days, weeks — walang deadline, walang follow-up na nakakakulba. The numbers are yours to keep either way.
Questions You Might Be Asking
Bawat Kontrata, May Katapusan. Ang Seguridad ng Pamilya N'yo, Dapat Wala.
Years of holidays missed, birthdays sa video call, at pangungulila sa magkabilang dulo ng mundo — lahat ng 'yan ay para sa kinabukasan nila. Twenty minutes ensures that future is locked in, whatever the tide brings.